Ebrahim HalabiSworn Real Estate Appraiser

Property Registration, Mortgage and Discharge

Following through property registration, mortgage and mortgage discharge files in Lebanon: documents, steps, and coordination with the bank, the lawyer and the land registry.

Registration and mortgage

What the service is

Following through the property side of registration, mortgage and mortgage discharge transactions: reviewing the file, identifying missing documents, coordinating with the authorities and professionals involved, and following the stages of the transaction within what has been agreed.

A defined scopeWhat is handled directly and what goes through a lawyer or an authority, settled before starting.
The file is reviewed firstWhat is missing, and what the steps are and in what order, before any commitment.
Arabic or EnglishCorrespondence and reports in the language the recipient requires.
From Lebanon or abroadA file starts with a document review, wherever you are.
Who it is for

Who usually asks for it

Who arrives at this service, and what each of them needs from it.

Buyers registering title

After a purchase or a transfer, to get the rights registered in their names.

Borrowers before a bank

Creating or amending a mortgage on the lender's conditions.

Owners who have repaid

Discharge is a step separate from repayment, and it has to be completed.

Heirs completing a file

Property registered in a deceased person's name cannot be mortgaged before the transfer is done.

Lebanese abroad

A file reviewed remotely before any power of attorney is drawn up.

When

When you need it

The situations this kind of file is usually asked for in.

  1. 01

    Registering title after a purchase or a transfer.

  2. 02

    Creating a mortgage in favour of a bank or lender.

  3. 03

    Amending an existing mortgage.

  4. 04

    Discharging a mortgage after the debt is repaid.

  5. 05

    Correcting or completing an incomplete property file.

Property types

The property this covers

Each type carries its own documents and its own approach, settled when the file is reviewed.

Built and unbuilt land

Residential apartments

Houses and villas

Whole buildings

Shops and offices

Warehouses and facilities

Industrial property

Inherited or jointly owned property

Company property

The work

What the work involves

  1. 01Reviewing the property file and any registered charges.
  2. 02Identifying missing documents.
  3. 03Coordinating with the authorities or professionals required.
  4. 04Following the transaction's stages within the agreed scope.
  5. 05Carrying out a valuation where one is required.
Documents

Documents required

A reference list, not a precondition. Send what you have; what is missing is identified at review.

The type of transaction required

Property number and cadastral zone

Lebanese property is identified by its number and cadastral zone, not by an address.

A recent title extract

An extract from the Land Registry showing ownership and any registered charges.

Owners' names and their shares

The documents you hold

The bank or lender's name, where a mortgage is involved

The instruction letter or the lender's template, with its own requirements.

Proof of repayment or the discharge consent, where applicable

The outcome

What you receive

A service of follow-up, coordination and file organisation, ending in a transaction that runs in the right order.

Anything involving drafting contracts or powers of attorney, legal interpretation or a dispute is referred to a lawyer or notary.

The fileEbrahim Halabi
  • The property file and its registered charges, reviewed
  • The missing documents identified
  • The bank's requirements established before the file is prepared
  • Coordination with the authorities and professionals required
  • The stages of the transaction followed within the agreed scope
  • A valuation, where the file requires one
FAQs

Questions asked about this service

Tell me the property, the region and why the value is needed.

The file is reviewed first: documents required, scope of work, expected timeframe. No fee is quoted before that.